Where Have All The Cheap Flights and Holidays Gone?

Not so very long ago, it was always possible to grab a holiday or flight bargain by waiting until the last day or two before departure. Now the game has changed. Here is an outline of the factors which have caused the change.

The main driver for holiday costs up to the 1980’s / early 1990s has been the cost of airline seats. Tour operators had the choice to use scheduled carriers with special IT rates or group rates: but they also had the choice of chartered flights. In both scenarios, they had to make a commitment to a seasonal programme, and built their prices around seasonal yield. Especially in the case of charter flight series, an empty seat on the day of travel was a loss of value.

A well-managed programme allowed a certain number of empty seats (especially in low season) to be an acceptable loss – and one which could be mitigated by seat sales at any price the market would allow. Thus cheap flights, and the holidays which formed part of the packages, were available days before departure for those with a flexible attitude to destination and dates.

As bigger operators took control of all elements of the holiday package, “in-house” airlines took the management of this cost balance to a different level. Their pricing policies – or “yield management” equations – could be handled in the context of overall profit margins of the holiday company as a whole. But it is how these in-house airlines are run which pinpoints a major difference in those policies.

The rise of the so called “no frills” airlines has overturned the old pricing models. They no longer discount the day before you fly. Ryanair and easyJet amongst many others now use a pricing model first mooted by US carrier Southwest Airlines. And holiday company “in-house” airlines have followed suit.

What Southwest realised is that once you introduce an uncertainty about whether the price will fall at a later date, many people will delay buying. The “no frills” carriers, under the guise of offering absurdly low, loss-leading fares, have the advantage of controlling all their own sales through phone sales and online. Thus they can change the price every minute, based on “yield management” algorithms. They use that control to manage expectations of the buying public. They have chosen to ensure that prices continue to rise until take off – so if you resist buying early, you will never again see the price as low.

This policy – now taken up by in-house holiday airlines, encourages commitment to a specific flight (and also holiday) as early as possible. Cheap, last-minute bargains have largely been replaced by “early bird” offers and “points” cards to generate sales for slow trade periods or low season capacity – without unduly reducing the price the airlines and holiday companies can command for the last-minute traveller.



Source by Jimi St. Pierre

Academic Medals

Medals received during school and colleges are the hardest earned and respected medals in the life of an individual. There is immense competition among students to gain academic as well sporting excellence. It a great honor for students to be awarded a medal for academic achievements or excellence in sports.

Academic Medals are not only awarded to school and college students but are given to those who excel in science and technology, engineering, medical sciences and other academic fields. Many people receive medals from the state government or are honored by national governments for breakthrough inventions they have made. The Dannie Heinemann Prize for Mathematical Physics is an important academic medal, as is the American Physical Society award presented by the American Institute of Physics, which is for outstanding lifetime contributions to humankind. Gibbs Brothers Medal — Naval architecture, Marine engineering is awarded by the National Academy of Sciences.

NASA Medal for Exceptional Scientific Achievement is given by NASA for those who have shown extraordinary academic excellence. The National Medal of Science is considered a very prestigious medal that is given by President of United States on recommendation of the National Science Foundation. It is awarded to scientists and engineers in behavioral and social sciences, biology, chemistry, engineering, mathematics, and physics.

Academic Medals contribute significantly to the portfolio of an individual just like a star on uniforms of law enforcers. Readymade medals are available in gold, silver, and bronze. The price for each medal is around $2.50; that includes a red, white, and blue neck ribbon. Other colors are available as well but at an additional charge. Universities require a large number of academic medals. They award medals to candidates who have qualified for a bachelor degree with first class honors. Those who have attained a Grade Point Average of no less than 4.5* in all but their first year of study are also eligible to receive an academic medal.



Source by Eddie Tobey

How Does Marketing Create and Satisfy Consumer Needs?

A. Marketing merely reflects the needs and wants of customers. B. Marketing shapes consumer needs and wants. 

Part A  

‘Marketing merely reflects the needs and wants of customers.’ We all need to eat, drink and sleep and reproduce, this is all part of who we are as human beings. Therefore at the basic level companies will strive to satisfy these functions and keep doing so by once in a while showing advertisements that tells the public that they are around and can provide the products they need.  

The other aspect is that needs vary depending on what country you live in. “For example a consumer in the United States may need food but may want a hamburger, french fries and a soft drink and a person that lives in Mauritius that needs food may want a mango, rice, lentils and beans. Wants are shaped by our society.” The other part is wants, everybody can want something but only a few has the means to acquire it. A good example would be that everyone wants to eat out at expensive restaurants everyday but in reality only very few people can actually afford that lifestyle. This is why various segments have been created to target different groups and classes of people.

Marketers must therefore continually be creating and developing attractive products and then in turn devising a brilliant marketing strategy to win the consumer over to buy their product over other competing products. Companies strive to retain their customer base by delivering value and satisfaction from their products and this is formulated in consumers’ minds as a combination of service, quality and price. Some consumers would not mind paying a higher price for an item or service if they received very good service.

This is all part of what a consumer’s expectations on a product are, if these perceived expectations are met time after time then they become a loyal customer to that particular company. We as people like consistency and if a marketer provides consistent service in addition to great products and price then we will keep on going back for years. A good example would be Ben’s Chili Bowl located in Washington DC. It is an eatery that has been in business for decades and the fact that it had kept so many loyal customers is because they have offered consistent service and great food over the years and people who used to go there to eat as kids still go there as adults. They even have patrons fly into Washington DC just to experience their food and service. Companies also create brands and these brands have an effect on people’s purchasing habits.

These brands can mean several aspects of the company combined to form a perception in the consumer’s mind such as products, services, information and experiences. The more unique and interesting a brand the better it will perform. One brand that comes to mind is the Coach Company that manufactures accessories in the retail sector. They produce items such as handbags, purses, belts and other items. Coach has built a strong brand name for themselves by being unique in their style and service and this is primarily the reason that customers create a high demand for their products. This has also allowed the company to maintain an above average price for their products compared with their competitors with the knowledge that consumers would pay that higher price. Segmentation is another way that companies target the consumer to satisfy their needs and companies use this technique to target where they should market their products. There are various criteria that companies use to segment their products and some of them are geographic, demographic, psycho graphic and behavioral.

They would use factors such as how populated and area is or how wealthy the population of a specific area is and target products that fit that mold. This has proved to be a very successful tactic for companies in marketing. Marketing channels are also used by companies to reach their consumers. They use three types of marketing channels which are communications, distribution and service channels. Communications is important to get the company’s message out to the public and this could be in many forms such as the radio, television, the internet, posters and the like. They also need to distribute their products to the consumer and this means they will need a physical location like a store, or be a wholesaler and have others retail your products for you and also sell your products on the internet. Service channels are needed to effect transactions with the consumers and these could be banks for credit card purchases and transportation companies such as UPS to deliver the products to homes and businesses.

Marketing has relied on four marketing skills and tools and they are the sales force, advertising, sales promotion and marketing research, they must also use brand building, customer relations, telemarketing and others to make their product selling become reality. Companies must also function ethically and honestly to serve the consumer in the best possible manner. Marketing in the United States is unique in the world because it has evolved and changed over the years to blend in with the capitalistic society we live in in the US. This also means that some of the marketing we use in this country can only work with the credit system we currently have. This is not so in other parts of the world even in industrialized countries. So I would view marketing in the United States as one of the spokes in the wheel that makes our economy such a giant as it is today. 

Part B 

Regarding the second argument ‘Marketing shapes consumer needs and wants.’ I have to also agree with this statement. My reasons are many and varied. After seeing so many television commercials and advertisements both on the Internet and on newspapers I have concluded that some companies construct their ads to create a need in the consumer’s mind even if originally they were not interested in the product. I took some time to research some of the words that advertisements commonly use and I found an interesting mix of words and phrases. The word ‘free’ is the most common denominator I found in the ads, free is used in combinations such as free home trial, free inspection, buy one get one free, free installation, free estimates, free parking, free demonstration and free consultation. The word free is usually a powerful catalyst that springs the consumer into buying that particular product or idea even though he or she might not need it. I think other terms also kind of bait people into buying things they don’t need.

Terms such as ‘no payments till 2010’ or ‘money back guarantee’ ‘no down payment’ ‘offer good while supplies last’ help dissipate any doubts that the consumer may have and spur them on to make the purchase. “Because the goal is to get customers’ attention, persuade and create demand, market segmentation has historically been based on variables that correlate to creating demand: geography, age, gender, income, education, occupation and other traditional demographics, as well as psychographics around personality, lifestyle, values and attitudes. It works because these attributes are helpful for defining how to effectively speak to different groups of people.”

Some companies do act unethical in their advertising, for example I have seen some ads on the internet especially where companies would advertise a product and make it very appealing to the consumer then at the very bottom is tiny fonts the word ‘restrictions apply’ they would hide the link that takes you to where the restrictions are listed. So if you happen to buy that product without reading the fine print and something happens that you are not satisfied or want to return the item the company would refuse and make reference to their restriction policy. Other tactics that companies use to shape consumers needs and wants is to use celebrities or other famous people to sell their products. A good example of a company would be Nike. Nike teamed up with Michael Jordan to create marketing giant. One of the themes behind their partnership was to create the desire within consumers that if they wore Michael Jordan’s sneakers they could play basketball or jump as high as him.

This was directed primarily towards the younger consumers and turned out to be a huge marketing success. Companies also take advantage of world events or changes in the economy to come out with new products. A good example is the ever increasing popularity of hybrid cars. This has been brought about by gas prices going up and the economy slowing down. However the increase in hybrid cars has led to a marked decrease of large SUV vehicles. In the past we used to associate hybrid cars with car companies such as Toyota and Honda, but nowadays companies such as Lincoln, Ford and others are coming out with hybrid vehicles. This has been a necessity of them to compete in today’s changed car market.  

However advertising is not the only force that drives the consumer. Most companies do a lot of research before releasing an advertisement in getting a feel of what the consumers really desire. There is a constant interaction with the public in studying what is in vogue at the time and also what brands people want to be associated with. I have always wondered at why companies come out with new models or new releases at such a quick pace. This tactic is basically mainly a tweak or an enhancement of the previous model or version in order to create the perception of a totally new product which in turn creates more demand for the product.

Good examples of these products would be software, Microsoft is especially good at coming out with new versions of their products. For example with the release of Microsoft Vista operating system it meant that people had to upgrade their computers also because their existing hardware could not support Microsoft Vista’s requirements. In conclusion, newer firms tend to lean more towards creating needs because the public does not yet know about their products. Established companies are more interested in fulfilling the existing needs of consumers. These companies are already known and their products have already being deemed essential to their lives so they would continue buying their products even with little or no advertisement. 



Source by Julia Ekundayo Lynch

Vacationing in Vermont

Vermont is an exquisite state and features a variety of winter activities perfect for February. From arts to skiing and music, Vermont has it all. The Brattleboro Gallery Walk: Celebration of the Arts features over 40 different exhibits in galleries, cafes and other establishments. There are artists’ receptions, live music, a dance and other performances as well. The town of Brattleboro is located in Windham County on the shores of the Connecticut River. The town serves as a gateway to Vermont and is a popular area for banking, printing, agriculture, resorts and entertainment. There are several cultural institutions including the Brattleboro Music Center, Brattleboro Museum and Arts Center, and the River Valley Performing Arts Center.

Battleboro is also home to Fort Dummer. The Fort was built in 1724 and was the state’s permanent white settlement. Today, the Fort is a Vermont State Park and open for viewing by the public. The Brattleboro Winter Carnival is a celebration that is held annually and in which the entire town comes together. The event features karaoke, ice fishing, a queen’s pageant, pancake breakfasts, ice-skating, sleigh rides, a country western jamboree, petting zoos and movies.

The Lake Hortonia Ice Fishing Derby is Vermont’s annual ice fishing tournament in Hubbardton, Vermont. The event always takes place the second weekend in February. Elegible fish species include Northern Pike, Bass, Yellow Perch, Crappie and others. Hubbardton is a historic town in Vermont and home to the Hubbardton Monument. This little town is where the Green Mountain Boys   flew  the first American flag into battle against the British in 1777. It is home to several beautiful lakes that are excellent for fishing including Lake Hortonia, Beebe Pond and Echo Lake. The Hubbardton Battlefield and Monument is located here as well.

The Magic Hat Mardi Gras Parade and Block Party is a Burlington, Vermont annual event. Interesting floats parade Church Street and rock bands and brass orchestras play in the background. There are several authentic Louisiana Moonpies and Lake Champlain Chocolates available as well as beads. The city of Burlington sits on the shores of Lake Champlain. Burlington is the largest city in Vermont and is a port of entry for many industries. Burlington is an old city, as it was settled in 1773, but it is growing strong and fast. It is home to four colleges including the University of Vermont, Burlington College, Trinity College and Champlain College.



Source by Robert Vrabel

The How-To of Soft, Gentle Kisses

You kissed a girl. Was it good though? Did you ever kiss her again? Did she remember it in a good way? Did she mysteriously become unavailable every time you tried to call or set up another date with her? Guys, let me tell you. That first kiss is almost as important as the first impression she gets of you. The kiss you give a woman can mean the difference between a second date and you being the “forever alone” troll guy. So, keep reading to discover how to kiss a woman one of the two correct ways: slowly and gently, while touching her face.

Slowly and Gently

Unless it’s that slow, romantic style, then forget everything you’ve seen in the movies about a kiss after a date. Sure, it’s possible for that hot, passionate kiss that has you tearing at each other’s clothes, but not likely, especially if it’s the first kiss you share with this particular woman, unless the spark just ignites that quickly. Slow and soft does the trick. It doesn’t mean you’re gay, it means you want to take the time to learn the feel of her lips, to experience the texture and taste of them. Keep your tongue in your own mouth. Suck her lips slightly if the heat starts rising, but restrain yourself until she gives the proper response, like a return of the lip-sucking or a moan or sigh.

Proper Kiss/Touch Combo

Touching a woman’s face gently while you kiss her or running your fingers through her hair will most likely make her melt like butter. Holding her face in your hands can just make her get that daydreaming schoolgirl-in-love feeling. Do this and she will all but float inside her house as you leave. This isn’t the rule for all women. Every woman likes something different, but most crave that soft, gentle kiss that makes them feel special. Be easy and gentle and you can make her heart flutter. Finally, there are some important tips to remember, the don’ts of kissing her.

The Don’ts

First, don’t shove your tongue down her throat right away and in addition to not going French with your tongue, make sure you don’t go international with the rest of you, i.e. Roman hands and Russian fingers. If you go below her face, it should only be to hold her hands. Remember, you walk upright like your nearest ancestors so prove it. Of course, if she starts pawing at you, well, it’s your call there. Keep all this in mind and you will be a shining example of a good man in her eyes. Slow, gentle, and respectful is the key and if you’d like other keys to a memorable goodnight kiss, just ask and I will answer.



Source by Alyssa Curtis

Avoid the Biggest Mistake When Building Your Online Business

I have noticed one mistake that people are making when they are trying to build a home business, and it is this one mistake that can determine whether you are able to quit your job or not. The mistake people make is not having there own website. Free blog sites like Blogger and Squidoo are great when your first getting started, but you really have no control of your business when you rely on these sites.

What would happen if you set up a couple killer blogs, then blogger decided to pull it down for some strange reason. The fact of the matter is unless you have your own website, you really dont have much control over your business.

It will be hard to create never ending success when you are at the mercy of another company, what happens if they decide to sell, or go out of business. Setting up a site like this one is really easy, and cost only $5 dollars per month.

Having your own website is a good way to help brand yourself, which is very important when you own your own home business. People like to know who they are buying from, and people will always buy from people they like.

Having your own website will help you gain trust from your visitors, having your own website makes you look like a legit, and long lasting company. Nobody want to do business with a   fly  by night company.

Having your own website allows you to build your business opportunity, and not someone else’s, Because at the end of the day you are either building your business or someone else’s.



Source by Nicholas Breen

You Choose – Laugh Or Cry

Some days are filled with one challenge after another. Today was one of those days. What made it so challenging? Here are a few of the highlights. I woke up late with a four mile run ahead of me. I’m training for another half-marathon and if I don’t get the requisite miles in I’m going to be sorry. Today’s run seemed like the longest four miles ever. I suffered a sore back, aching shins, and the constant thought that this should be easier. Knowing that the big race is fast approaching, the voice in my head was really whining. I got through it and followed it with a short walk with Mia, the poodle. She was happy.Today is also a travel day. I packed my bag and dressed for the trip eastward. Knowing it would be much colder in Washington, DC than in Phoenix and learning from my flip flop mistake of last week (Salt Lake City and sandals don’t mix in the winter), I decided to wear closed toe, “sensible” shoes.

Having few options in my closet, I pull out my trusty brown clogs and put on my warm socks. Rushing through the airport to catch my flight I couldn’t figure out why these shoes felt so “funny.” They were making my back hurt even more and they just seemed “wrong.” As soon as I got to the gate I realized the problem. My trusty clogs, which I thought were made of wood, were actually made of foam which had begun to disintegrate. The bottoms of my shoes were falling off right there in the terminal. The only alternative I could consider was to put on my black patent leather pumps which were in my suitcase. Of course, this was not a viable option as the pumps did not go with my outfit. I tried taping the bottoms with tape I stole from the gate agent, but I continued to “shed” my soles throughout the long trip. I felt like crying.Phoenix to Washington, DC is a four and a half hour flight and first class upgrades weren’t available. Believe me, I tried.

So, I packed my laptop and trade journals and headed to the next best seat: 10D, on the aisle in the exit row. When I arrived at my assigned seat I met my seatmate. Joe is a 450+ pound traveler who usually   flies  first class because of his size. Today he’s been re-routed and the airline didn’t have his usual seat available. On this full flight they had just one seat to offer him-the one next to me. As I settled in to my seat with Joe nuzzled up close, I realized that I was “one cheek to the aisle.” Without armrests, tray tables, or ability to see through my seatmate to the window, I was in this for the long haul. Again, I felt like crying.

It’s on days like these when I hear my mother’s sage advice. When I was in high school and all teenage-like and hormonal, I’d occasionally come home from school and cry about something someone said to me or something that didn’t go my way. Mom would console me for a short time and then she’d say, “Now, stop your crying. A week from now you won’t remember what you were crying about.” And, you know what? She was right. I don’t remember any of the causes of those tearful times. I won’t remember this day either.It’s days like this that remind me: we choose how we react, in every situation. We choose to be upset. We choose to be negative. We choose to be “easy to get along with” (as the flight attendants described me today!). And, my Mom was right. You usually don’t remember the details for too long.I ended up having a great flight. I hung out with the great flight attendants in the galley. I got this article written, and I now have a good excuse to get a new pair of shoes. I even got a voucher from US Airways “for my trouble.” I’ve chosen to be unhappy as a response to situations in the past and it’s not a good thing. Today, I chose to just laugh about it. What a better choice.



Source by Marnie Green

Finding Love Compatibility on Dating Sites

Finding love, or even a compatible date, can be a challenge for many singles. They look great in their photo, their profile is quirky, or your colleague assures you that this one is perfect. However, somewhere between the first date and whenever you realize that this person is so not Mr or Ms Right.

Some singles looking for long term relationships are now enlisting the services of relationship sites to find a compatible date. What would be the difference between relationship sites and dating sites?

Dating sites are aimed at introducing singles to other singles. Gender, age, and where you live, as the very basics, are factored into the program, and these are displayed, usually with a photo.

Singles then peruse other singles who take their attention with their individual profiles. Obviously, this can take time to trawl through the photos of the available singles who catch your eye. Then starts the fun of reading everyone’s unique (hopefully) story.

Singles dating sites allow you to obtain an overview of the single women and men in your part of the globe.

Relationship sites may take a little longer to sign on. These singles sites tend to ask more questions about such things as background, family life, and education. Personalities of singles may also be tested with other questionnaires.

Once the dating system has evaluated you, profiles of compatible dates, or potential soulmates, are sent your way. So, if you like to stay in and eventually want 4 kids, you are unlikely to be lined up with a party animal who has no desire to reproduce.

For those who are tired of trawling singles bars, or enduring blind dates, this sort of singles dating service could be of great assistance. Yes, it may take a few more minutes to answer the questions, but compared to selecting your next date on a photo and hastily written profile, the results could be quite different.

When selecting a relationship site it can be a great idea to do some research. Does this particular singles site have a strong membership? Are they well established? Perhaps more importantly, do they cater for the region or city that you live in? Is your particular romance genre provided for?

Finding your soulmate need not be like looking for a needle in a haystack. For those wanting a long term relationship and love compatibility, dating services who provide those extra services may be a great choice.



Source by Coco Swan

You Choose – Laugh Or Cry

Some days are filled with one challenge after another. Today was one of those days. What made it so challenging? Here are a few of the highlights. I woke up late with a four mile run ahead of me. I’m training for another half-marathon and if I don’t get the requisite miles in I’m going to be sorry. Today’s run seemed like the longest four miles ever. I suffered a sore back, aching shins, and the constant thought that this should be easier. Knowing that the big race is fast approaching, the voice in my head was really whining. I got through it and followed it with a short walk with Mia, the poodle. She was happy.Today is also a travel day. I packed my bag and dressed for the trip eastward. Knowing it would be much colder in Washington, DC than in Phoenix and learning from my flip flop mistake of last week (Salt Lake City and sandals don’t mix in the winter), I decided to wear closed toe, “sensible” shoes.

Having few options in my closet, I pull out my trusty brown clogs and put on my warm socks. Rushing through the airport to catch my flight I couldn’t figure out why these shoes felt so “funny.” They were making my back hurt even more and they just seemed “wrong.” As soon as I got to the gate I realized the problem. My trusty clogs, which I thought were made of wood, were actually made of foam which had begun to disintegrate. The bottoms of my shoes were falling off right there in the terminal. The only alternative I could consider was to put on my black patent leather pumps which were in my suitcase. Of course, this was not a viable option as the pumps did not go with my outfit. I tried taping the bottoms with tape I stole from the gate agent, but I continued to “shed” my soles throughout the long trip. I felt like crying.Phoenix to Washington, DC is a four and a half hour flight and first class upgrades weren’t available. Believe me, I tried.

So, I packed my laptop and trade journals and headed to the next best seat: 10D, on the aisle in the exit row. When I arrived at my assigned seat I met my seatmate. Joe is a 450+ pound traveler who usually   flies  first class because of his size. Today he’s been re-routed and the airline didn’t have his usual seat available. On this full flight they had just one seat to offer him-the one next to me. As I settled in to my seat with Joe nuzzled up close, I realized that I was “one cheek to the aisle.” Without armrests, tray tables, or ability to see through my seatmate to the window, I was in this for the long haul. Again, I felt like crying.

It’s on days like these when I hear my mother’s sage advice. When I was in high school and all teenage-like and hormonal, I’d occasionally come home from school and cry about something someone said to me or something that didn’t go my way. Mom would console me for a short time and then she’d say, “Now, stop your crying. A week from now you won’t remember what you were crying about.” And, you know what? She was right. I don’t remember any of the causes of those tearful times. I won’t remember this day either.It’s days like this that remind me: we choose how we react, in every situation. We choose to be upset. We choose to be negative. We choose to be “easy to get along with” (as the flight attendants described me today!). And, my Mom was right. You usually don’t remember the details for too long.I ended up having a great flight. I hung out with the great flight attendants in the galley. I got this article written, and I now have a good excuse to get a new pair of shoes. I even got a voucher from US Airways “for my trouble.” I’ve chosen to be unhappy as a response to situations in the past and it’s not a good thing. Today, I chose to just laugh about it. What a better choice.



Source by Marnie Green

A Complete Guide on Getting Drone Liability Coverage

Unmanned aerial vehicles or UAVs, more commonly known as drones, are high technology devices used for various purposes. The increasing popularity of drones has enabled many entrepreneurs to use them to their advantage. This is a relatively new business in the whole world as many people are still not very well informed about this latest technology. For those who already are indulged in this business, it is very important to get the drones insured. It looks a relatively new concept, right? Well, yes it is.

It is a very new concept but extremely effective in the coming years. If you have a very successful business with drones then in case of an accident, most of the cost would be saved if it is insured. Getting drone insurance will even help in gaining more clients as some people are reluctant in investing without insurance. With insurance coverage in hand, you will have comfort knowing that you are covered in case of any mishap or loss because UAV technology still has not taken perfection. The first question I’m asked is does every drone need insurance? The answer is a simple no. Not all drones need insurance. If the drones are used as a hobby or are only confined to your home then there is no need to get any insurance.

Currently, there is no requirement to have insurance in the US for recreational use of drones but in Canada, if you are using drones commercially or residentially, you need a $100,000 liability to get covered. Getting insurance helps sell the notion that your business is reputable. To understand everything about drone insurance and liability, we first need to look at some basic questions which people like to ask before getting an insurance policy.

What is Drone Insurance?

Drone insurance works as any regular insurance policy. You can also relate drone insurance with car insurance. The better your performance and training is, the better the policy will be. You will need to pay less for your insurance if your skills are good. For all the pilots who want to become good pilots and safely handle drones it is always a good option to get a good insurance policy. This will bring out the best in you if you want to become a trained and professional drone pilot. Pilots should have operating manuals and maintenance logs so that it becomes easier for them to attain the professional standard. Any kind of guidance would be helpful in achieving the desired goals.

These are some areas where the insurance company would help you in getting insurance:

– Homeland Security

– Fire and Rescue

– Real Estate

– Traffic Patrol and Accident Assistance

– Emergency Response (FEMA)

– Law Enforcement and SWAT

– Corrections Facility Security

– Agriculture

– Maritime and Shipping

– Architecture and Construction

– Archaeology and Geology Exploration

– Recreational Parks and Gardens

– Movies and Cinematography

– Media and News

What kind of loss is covered?

Under this category, all losses occurring under commercially used drones are covered.

– Third Party Legitimate Liability

– Advertisement Liability

– Personal injury

– Loss or damage to the UAV or other related equipment

– Manufacturer Product Liability

– Aircraft operator Coverage and non-pilots working on ground

– Premises Liability

– Independent Contractors Liability

– Coverage of Fellow Employee

– Any damage to your rented premises

– Hijacking, Terrorism or War

– Your Property or Office Contents

Cost of Drone Insurance

The next question most commonly asked is:

How much does drone insurance usually cost? Drone insurance policies are divided into two parts:

– Liability which is the damage or claim to third parties

– Hull damage which is the damage to your own UAV

Different companies deal with insurance policies differently. Some companies include hull damage insurance while others do not. Some companies give a 333 exemption while others do not. It depends on the company you are trying to reach for your insurance. Before choosing the best insurance company, you need to talk to some people from different insurance companies to give you an idea about the overall cost of the insurance and what is covered under it. When once you are satisfied with the company’s guidelines, procedures and policies then you need to make the correct move. The common questions that the company could ask you would be:

– Have you maintained a maintenance log?

– Is 50 to 100 hours of flight time have been utilized?

– Do you plan on   flying  indoors or over water?

– Are you the owner of the drone or have you leased it?

– Are you able to automatically record your flight data?

These questions need to be answered satisfactorily in order to access the company’s drone insurance policy. Very clear and detailed answers would help in attaining the insurance you desire.

Next step will guide you on how to get insurance so that the steps are effectively followed.

How to get insurance?

To get an insurance of your choice, you need to get a quote from different companies. Getting a quote is an easy task by just visiting the company’s website and click the “get quote” button. The website would take you to a form where all the necessary details would be asked and then after filling all those, you will be returned with a quote. The information mostly asked is:

– Your complete name and address

– Specific information regarding your UAV

– The cost of each part of your equipment

– The total time you have  flown  the device

– The place you would be operating your UAV at

– The amount of training you have acquired

– Any other details related to the equipment and yourself

– Type of coverage whether a liability or hull damage

Once all these details have been entered, a quote would be given stating all the cost you would have to pay for the insurance. If you feel comfortable about the price and policies, it is best to get it done as soon as possible or else you can get a quote from another company.

Can you lose your insurance at anytime?

People often ask are there any chances of losing insurance and the answer to this question is yes. In certain cases, you can most likely lose your insurance. In case of not logging your flights properly and not being able to tell what exactly happened during the accident. This could surely mean ambiguity from your end which could end up in the loss of insurance. Similarly, if you fail to put the correct serial numbers and identification numbers on your drone, this could also result in losing your insurance. Lastly, not having an ethical flight and not reporting any maintenance changes can again cost you your insurance. You need to be very careful when dealing with such scenarios. It is best to keep a track of all your flights, the duration, the place everything needs to be shown. If your flights would be tracked then there would be enough evidence for you to claim an accident.

How to claim?

You should also need to be fully aware of how to file a claim in case of an accident. The claim should be easy to make but first you need to study and understand the insurance company’s guidelines and policies. The policies of the company will tell you that what the company can actually do and what it can not. It would be a good approach to first read everything the company has written on paper. Secondly, you need to report to the correct authorities and refrain from making any statements without letting your insurance company know. The insurance company would be able to assist you if you provide the correct information to them first. You should not leave the device unsupervised at any time. You need to stay with your equipment in case of an accident. These points should be kept in mind when dealing with an accident.

This guide provides a comprehensive approach towards getting drone insurance effectively. As stated earlier, commercially used UAVs need to be insured. It is highly recommended for commercial pilots to get their desired insurance so that they know they are covered in times of accidents. If you are taking this as a hobby and only restrict your drones to your house, then there is no need to get insurance. Your home owner insurance would be enough to let you enjoy  flying  drones. We have dealt with all the procedures taken to get insurance done. Each and every detail is provided as to how and when you need insurance. It is always better to talk to different companies and look at their different policies and procedures. After accumulating quotations from all companies you have been in talks with, you can always compare their prices and policies.



Source by Victor Holman